6 reasons to plan your own funeral

Kristin Gramando

How do you want to be remembered? It’s an important decision. Preplanning your funeral now, before the need arises, puts you in charge of how you will be remembered and ensures your funeral will be meaningful for your loved ones.

While no one wants to think about their own death, much less plan a funeral, creating an advance funeral plan may bring peace of mind to you and your family. Advance funeral planning allows you time to understand the process, helps you make clear choices, and alleviates financial and emotional burdens for your family during a difficult time.

  1. Remove the guesswork.
    If left to plan your funeral, family or friends may be unsure of your wishes. If you create an advance plan, you will reduce the decisions your family must make during a stressful time, allowing loved ones to focus on their grief.
  2. Be remembered how you want.
    Your funeral service should reflect your life and wishes while offering comfort to your loved ones. Planning your funeral gives you the opportunity to decide which arrangements and service you prefer.
  3. Cover expenses now.
    By prefunding your funeral arrangements, you ensure your family is not burdened by the cost. Preplanning also gives you time to consider all your options.
  4. Lock in today’s prices.
    Over time, inflation will cause funeral costs to increase. However, if you purchase a prearranged funeral plan, you may be able to protect yourself and your loved ones against rising costs.
  5. Take your plan with you.
    A prearranged funeral plan can be transferable. If you move out of state or change funeral homes, your advance funeral plan can transfer with you.
  6. Protect your funeral plans.
    When you apply for Medicaid, Supple-mental Security Income benefits or nursing home care, a prepaid funeral plan is considered an exempt asset.
    Preneed insurance can be used to fund a funeral service agreement between you and a funeral home. The funeral home totals the costs, and that amount is the basis for your Preneed insurance plan. Upon your death, the funds are used to pay the funeral home for your funeral.


This sponsored content was first published in the August edition of InMaricopa magazine.